The 60–30–10 Rule: The Only Smart Way Parents Should Spend on Chess
Most parents want the same thing:
real improvement, not just activity.
But in chess, money is often spent in the wrong order. The result? Busy schedules, rising expenses—and very little growth.
That’s where the 60–30–10 rule comes in. It’s a simple framework that separates progress from noise.
60% – The Coach (Foundation)
This is the non-negotiable core.
A good coach doesn’t just teach moves. A coach:
- Builds thinking habits
- Corrects mistakes early (before they fossilize)
- Provides structure, discipline, and direction
- Saves years of trial-and-error
Without consistent coaching, everything else becomes guesswork.
Parents sometimes hesitate here—but this is the engine of improvement.
No engine, no journey.
30% – Self Resources (Reinforcement)
Once guidance is in place, resources begin to matter.
This includes:
- Chess books and databases
- Online platforms and training tools
- Home practice, analysis, and revision
These sharpen what the coach introduces.
Used without guidance, they confuse.
Used with guidance, they compound.
This is where strength is built quietly.
10% – Tournament Spending (Control & Expression)
Tournaments are important—but only in the right proportion.
They provide:
- Practical experience
- Psychological exposure
- Rating feedback
What they don’t provide is improvement by themselves.
Tournaments reveal strength.
They do not create it.
Spending heavily here without a strong foundation only exposes weaknesses faster.
The Common Mistake Parents Make
Many parents reverse the order:
- Too many tournaments
- Too many apps and platforms
- Too little coaching
This looks productive—but it’s inefficient.
It’s like polishing a car, adding premium fuel, and entering races…
without first building the engine.
The Core Principle
Coaches create strength.
Resources reinforce it.
Tournaments reveal it.
When parents align spending in the 60–30–10 ratio, progress becomes predictable, steady, and sustainable.
Chess improvement isn’t about spending more.
It’s about spending right.
And when the foundation is correct, results follow—quietly, naturally, and inevitably.
Crafted by Randy Alstone @ Sa. Kannan, The Immortal Coach.